TRISK MANAGEMENT
he construction industry has numerous insurance products available to limit
or control risk. While many companies take advantage of these policies, either
voluntarily or oftentimes as required by contract, few know the extent or limits
of these policies. Recently, the United States Court of Appeals for the Sixth Circuit provided
some clarity as to the limits for certain insurance coverage.
In the broadest sense, a commercial general liability (CGL) policy provides coverage for
damage as a result of bodily injury and property damage. CGL policies typically include
both a duty to defend an insured and a duty to indemnify for covered claims.
nexusplexus/123RF
Do You Know What
Your Commercial General
Liability Policy Covers?
A recent court decision might make you reexamine
the coverage provided under your CGL policy
By Eric B. Kjellander, Esq., Richard D. Kalson, Esq., and Alex Filotti, P.E.
www.piledrivers.org PILEDRIVER | 127
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